The quiet ledger
between roommates.
Splits watches your bank for recurring shared bills — rent, Wi-Fi, Spotify — and writes the IOUs automatically. You settle on Venmo or Cash App when you're ready.
We admit Splits in friend groups so the app works on day one.
Link once. Splits forever.
Three steps, then it runs by itself — every time the charge lands, the ledger updates.
Connect a bank
Plaid links read-only. Your access token is encrypted at rest.
Set a split
Pick a recurring transaction, choose friends + share. We remember the pattern.
It just runs
New charges auto-split. Settle via Venmo/Cash App when you want — we update both sides.
Your roommate just paid the Wi-Fi.
We already knew.
Bills appear in your activity feed the moment they post — tagged, iconified, and split. No spreadsheet, no group chat reminders.
- Auto-detected, with the merchant logo where Plaid has one
- Grouped by day, sticky headers, infinite scroll
- Recurring badge so you know what's passive vs one-off
- $5.66Spotify Recurring
Alex owes you
- $41.20ConEd Auto
Brian owes you
- $933.33Apartment Recurring
Cara owes you
- $28.33Comcast Recurring
Brian owes you
Apartment rent
Merchant contains "Apartment" · $2,800.00 typical
each share
Every split is a living object.
See the cadence at a glance, who's in, and how the money has flowed between you over the last few months. No re-entering anything month after month.
- Even, percent, or fixed shares — recomputed on every charge
- Cadence strip shows months it actually hit
- Participants invited via friend request, then they auto-accept all future charges
Start splitting in two minutes.
Free to use. No funds held, ever.
Join the waitlist