Everything the bookkeeping app
should have done already.
Splits links to a bank, watches for the bills you share, and writes the IOUs automatically. Here's what that gets you.
Auto-detect recurring bills
Plaid surfaces rent, utilities, and subscriptions the moment a charge clears. We tag them, group them, and suggest a split — you confirm once.
Split rules that fit your life
Even shares, fixed amounts, or percentages — per merchant. Set it once and every future charge follows the same rule, no re-entry.
Real-time balance summary
One number per friend, recomputed the instant a charge posts or a settlement comes through. No spreadsheets, no end-of-month reconciling.
Settle in one tap
Deep-link straight to Venmo or Cash App pre-filled with the amount and memo. Splits is the ledger; the payment apps do what they're best at.
Symmetric friend graph
Friend requests are mutual and acknowledged on both sides. Notifications arrive in real-time so nothing depends on someone remembering.
Built for trust
Plaid tokens encrypted at rest. Row-level security on every table. We're a ledger — your money never passes through us.
Two minutes to see it. Zero minutes from then on.
The demo drops you into a seeded account with friends, bills, and a Plaid sandbox bank already linked. Splits handles the rest in the background.